Secure up to 4.10% Fixed Interest with German Deposit Protection

Grow your savings with a fixed-term deposit (Festgeld). Guaranteed return. No market risk. 100% online.

€100,000

Protected per depositor under EU Deposit Guarantee

— REGULATED BANK PARTNER —

Your savings are held at a licensed EU bank

We partner with regulated European banks to offer fixed-term deposits with guaranteed interest rates. Your funds are protected under the statutory Deposit Guarantee Scheme up to €100,000 per depositor.

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Real support

254-568-5274

Your email registration

noemail@domain.com

Where are we

1448 Elliott Street - NY

Operational management

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— CAPITAL PROTECTION —

A Secure and Transparent Way to Earn Fixed Interest

Your funds are placed directly at our regulated EU partner bank and protected under the statutory Deposit Guarantee Scheme up to €100,000 per depositor. Festgeld offers predictable returns without exposure to market volatility.

Statutory Deposit Guarantee

Protection of up to €100,000 per depositor under EU law.

Fixed Rate Certainty

Your interest rate is locked in for the entire agreed term — no surprises.

— WHY CHOOSE OUR FESTGELD —

Earn More Than Traditional Savings Accounts

Many traditional banks still offer savings rates around 2.0–2.5%. Through our regulated EU banking partner, you can secure up to 4.10% fixed interest — with the same statutory deposit protection.

Your funds are placed directly at a licensed partner bank and protected under the EU Deposit Guarantee Scheme up to €100,000 per depositor. No market exposure. No hidden fees. Just predictable growth.

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▬ Pricing plan ▬

Simple pricing plan for business investment

Total Savings
€ 0.00
Open Account

To open a time deposit account, you first need to open a savings account. We will lead you there.

Basic plan

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$
49
.00

Standard plan

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$
79
.00

Premium plan

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$
99
.00

Plan Your Liquidity with Confidence

Festgeld works best as part of a structured savings strategy. Allocate short-term liquidity to flexible accounts, and commit surplus capital to fixed terms for enhanced returns. A balanced approach can improve overall portfolio efficiency without increasing risk.

See How It Fits Your Strategy