Grow your savings with a fixed-term deposit (Festgeld). Guaranteed return. No market risk. 100% online.
Protected per depositor under EU Deposit Guarantee
We partner with regulated European banks to offer fixed-term deposits with guaranteed interest rates. Your funds are protected under the statutory Deposit Guarantee Scheme up to €100,000 per depositor.
254-568-5274
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1448 Elliott Street - NY
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Your funds are placed directly at our regulated EU partner bank and protected under the statutory Deposit Guarantee Scheme up to €100,000 per depositor. Festgeld offers predictable returns without exposure to market volatility.
Protection of up to €100,000 per depositor under EU law.
Your interest rate is locked in for the entire agreed term — no surprises.
Many traditional banks still offer savings rates around 2.0–2.5%.
Through our regulated EU banking partner, you can secure up to 4.10% fixed interest — with the same statutory deposit protection.
Your funds are placed directly at a licensed partner bank and protected under the EU Deposit Guarantee Scheme up to €100,000 per depositor.
No market exposure. No hidden fees. Just predictable growth.
To open a time deposit account, you first need to open a savings account. We will lead you there.
This calculator provides indicative results for informational purposes only. The calculations are based on a 365-day year basis and assume consistent interest rates throughout the investment period.
Actual returns may vary depending on market conditions, account terms, and other factors. Please consult with our customer service representatives for personalized advice and current rates.
The results shown are not binding and do not constitute a contractual offer. All investments are subject to our terms and conditions.
A savings account is required before opening a time deposit account. Our savings accounts offer competitive interest rates with flexible access to your funds.
Features include:
Time deposits (Festgeld) offer fixed interest rates for a predetermined period. Your funds are locked for the term duration, providing security and predictable returns.
Key information:
Please note: When interest is paid before maturity (monthly, quarterly, or annually), it is credited to your linked savings account where it can earn additional interest.
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Festgeld works best as part of a structured savings strategy. Allocate short-term liquidity to flexible accounts, and commit surplus capital to fixed terms for enhanced returns. A balanced approach can improve overall portfolio efficiency without increasing risk.